Free tool — no sign-up required
Free PayNow QR code generator
What does this tool do?
It generates a branded PayNow payment card — a PNG image with a QR code locked to your amount and reference. Your customer scans it with any Singapore banking app and pays. Money goes straight into your own bank account. Nothing goes through us.
Free. No account. No percentage fee. Works with UEN (business) or mobile number (personal). Accepted by every Singapore bank: DBS, OCBC, UOB, Standard Chartered, Maybank, and more.
“Create payment request” to see your card
Why a PayNow QR
Your customer scans instead of typing your UEN — no wrong-account mistakes. Money goes straight to your own bank, zero percentage fee.
Why lock the amount
They pay exactly what you asked — no fat fingers, no “I thought it was less.” Your reference makes matching easy.
Need to send it via WhatsApp? Use our WhatsApp tool →
Common questions
Is this really free?
Yes. No account, no credit card, no usage limits. Enter your UEN or mobile number and generate as many cards as you need.
Does money go through DoubleAM?
No. PayNow works bank-to-bank. When your customer scans and pays, the money goes from their bank directly to yours. We never touch it.
Why should I lock the amount?
An open-amount QR lets your customer type in anything. A locked-amount QR shows the exact figure your customer just confirms and pays — no fat fingers, no disputes, no 'I thought it was less.'
What does the reference field do?
The reference travels with the payment. When the money lands in your bank, your invoice number, order ID, or customer name is right there — easy to match without manual checking.
Need PayNow running automatically?
We integrate PayNow into your existing workflows — bookings, invoices, orders. Flat fee, no percentage cut.
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